At the end of 2021, there were over 26 million sickness, accident, and healthcare insurance policies in Sweden.
Policyholders paid nearly 19 billion SEK in premiums for these insurance policies. The reason for the large number of policies is that an individual can have several different policies. Just under half (47 per cent) were accident insurance policies, and just over one-third (34 per cent) were some forms of accident insurance. There are also combined sickness and accident insurance policies, such as child insurance. The latter accounted for approximately 11 per cent of all sickness and accident insurance policies at the end of 2021. About 3 per cent were combined sickness and accident insurance policies for adults.
Over 45 per cent of the sickness, accident, and healthcare insurance policies in place at the end of 2021 were not paid for by the individuals themselves but by their employers. Around 35 per cent of the policies were group insurance policies, where a representative - such as an employer or a trade union - has negotiated a scheme that allows individuals, through their employment or membership, to sign up to the insurance, often at a favourable price. The remaining sickness and accident insurance policies were individual policies, where individuals themselves have purchased the insurance.
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