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About the industry

We are all exposed to risk. It might be the risk of beingin a traffic accident or of a fire in your home. It could betheft or long-term illness. Without insurance these eventscould entail financial disaster. With insurance you can befinancially protected.

The idea of insurance is simple: you share the risks. Through insurance a household or a company pays a premium in exchange for compensation by the insurancecompany if disaster should strike. A private individual canalso take out a pension insurance that pays a given futureincome in exchange for premium payments made in the present.

Insurance makes it possible for private individualsand companies to live and work in economically stableconditions. Through this brochure we want to providean overall view of the insurance industry and describe its importance for the national economy.