There are different types of insurance, all sharing the common purpose of providing financial security—for example, claims compensation when damage, an accident or illness occurs. Other examples of payouts include occupational pensions upon retirement and other forms of insurance savings, such as private endowment insurance and private pension insurance.
In 2025, insurance companies paid out a total of nearly SEK 408 billion in insurance compensation, of which 78 per cent was paid from pension and life insurance and 22 per cent from non-life insurance. Over the past ten years, payouts have increased by 93 per cent, from SEK 212 billion to SEK 408 billion.
For occupational pensions and savings, the average payout was approximately SEK 30,100 per person in Sweden in 2025. For household claims and personal injuries, compensation paid out amounted to approximately SEK 7,200 per person.
This page is based on our report Insurance in Sweden 2016–2025.
