At the end of 2020 there were more than 26 million sickness and accident insurance policies in Sweden.
Policyholders paid more than SEK 18 billion in premiums for these policies. The reason there are so many
such policies is that an individual can have several different policies. Just under half (48 percent) were accident policies and one third (33 percent) were some forms of sickness policy.
There are also combined policies for sickness and accidents, for example child insurance policies are in most cases of this type. Child insurance constituted about 12 per cent of all sickness and accident policies at the end of 2020. About 3 percent were combined sickness and accident policies for adults.
Just over 44 per cent of sickness and accident policies at the end of 2020 were not paid for by the individual but by their employer. Just over 36 per cent of the policies were for group insurance where a representative – for example, an employer or trade union – has negotiated a scheme that an individual, via employment or membership, can sign up to, often at an advantageous price. The remaining policies are individual policies, taken out by the person themselves.
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