In 2020 there were just over 27,700 claims due to fire and lightening that were covered by home, house, holiday home, boat, business, and real property insurance.
For fire and lightening claims occurring in 2020 the non-life insurance companies paid out a total of just over SEK 7.0 billion in insurance compensation. Claims that arise due to fire and lightening damage vary considerably depending on the type of property that has been damaged and the value of it, as well as the extent of the damage.
The number of claims caused by fire and lightening is relatively small. Among the total number of claims arising in 2020 only 3 per cent were caused by fire and lightening. However, the damage caused by fire and lightening accounted for 36 per cent of the total amount of claims payments for households and companies.
The majority of all fires, 77 percent, occurred in dwellings and 22 percent in companies.
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