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Fire and lightening causes the most expensive claims

Publicerad: 2022-09-21 Nästa publiceringsdatum: 2023-09-21

One of the most common reasons for a household, an individual, or a business to receive payment from an insurance policy is an “all risk” claim, which is covered by an all-risk policy.

These policies, which are often included in home insurance, apply when the policyholder experiences a sudden and unforeseen accident. The policyholder may drop a camera on the ground when travelling, drop a mobile phone from a balcony or leave a wallet on the bus. In 2020 there were almost 369,000 all-risk claims. The insurance companies paid a total of more than SEK 1.4 billion in compensation for
these claims.

However, the largest claims in terms of value were for fire and lightning damage, followed by water damage. For fire and lightening claims the total amount of compensation paid was SEK 7.0 billion, and for water damage SEK 4.1 billion.